Titling and registering - buying a vehicle from an individual

IndividualDealership Family Member

Once yous accept found the vehicle you want to buy, you will need to properly title, register, and plate it. It is best if yous and the seller go together to a Secretarial assistant of State part to consummate the title transfer. If not, then before leaving with the vehicle make sure:

  • The seller gives yous the title. Making changes on a title, such as crossing out a proper name, invalidates it. Copies are also non acceptable. The seller must consummate the seller'southward portion of the championship assignment, including the odometer disclosure statement, and sign it.
  • There is no outstanding loan confronting the vehicle. A title cannot be transferred until the vehicle loan is fully paid. A representative from the depository financial institution or fiscal institution that administered the loan must either accept signed the championship or provided the owner with a lien termination statement.
  • The odometer reading entered by the seller and vehicle identification number (VIN) on the championship match the vehicle'due south odometer reading and VIN.

You do not demand a license plate to drive a newly purchased vehicle directly habitation within Michigan inside iii days of buy. Carry the assigned title and proof of insurance with you. Never use a plate from another vehicle equally a substitute.

If you do non complete the title transfer with the seller at a Secretarial assistant of State role, you have 15 days from the date of auction to transfer the championship into your name to avert a $xv late fee. vi% use tax (on the greater of the off-white market value or the amount paid) and the $15 championship transfer fee will be due.  To transfer the vehicle title into your proper name at a Secretary of Land part:

  • Bring the assigned vehicle title.
  • If more than ane person is listed on the title as the new owners, all must announced to sign the title application. If an owner cannot appear, they may appoint an amanuensis to sign the application on their behalf by completing an Engagement of Agent form.
    • Notation: An owner completing an Date of Agent grade must provide a photocopy of their valid drivers license or state ID card to the person they appoint as their agent. This photocopy will exist required at the Secretarial assistant of Land office.
  • All owners must bring identification.
  • You may transfer a license plate from a vehicle you lot already own to your new 1. If you need to buy a plate, several bonny options are offered. Disability and personalized plates are likewise bachelor.
  • Proof of Michigan no-fault insurance. You must have Michigan no-fault insurance to register a vehicle in Michigan. Out-of-country policies are not accustomed. (Motorcycles must as well be insured, simply practise non require no-mistake insurance.)

The Secretary of Land'due south role will issue you registration, license plate and tab. Identify your tab on your plate as shown on the course that comes with information technology. Put your plate immediately on your vehicle.